If you have a family who you look after then this is for you. Life insurance is like a savings which you make for your loved ones. After you die, the beneficiary can take up that money for survival. It is better to take life insurance as early as you can. This helps you in lowering the premium. By paying a low premium you can avail of the same facilities which the high premium payers avail. The agents at our company don’t collect any extra charges. Life insurance considers suicidal events as well. The terms and regulations for such events vary. If someone commits suicide, there are different criteria for it. You can read the policies and can find suitable insurance for yourself. You can easily get the coverage by filing a claim in our company.

Both children and adults can go for health insurance. The age limit for a child plan is 16 days to 18 years. An adult can enter into a health insurance plan up to the age of 70 years. Health insurance helps you in paying off the huge hospital bills. Not everyone can bear medical expenses. Generally, medically unfit people have to pay a high premium. Also, if you have smoking and drinking habits then you are bound to pay more. It is empirical that these habits will damage your body. The amount of premium you pay is determined based on various factors. These factors include your age, height, weight, health status, etcetera.  You can avail of an insurance plan through our online portal as well.

The amount of insurance coverage determines the premium. Even if you get late in paying the premium, a grace period is provided. But it shouldn’t become your habit. We don’t penalize you for late premium payments. The policy ceases if you don’t pay the premium of the term policy in the grace period. If you have made double payments then we refund the extra money. This process requires a considerable amount of time. No sooner did we refund the money, it reflects in your bank account instantaneously. 

Yes. The insurance underwriters need to know the amount of your income. This amount helps in determining a suitable insurance plan for you. You might choose a plan with high coverage. High coverage plans require high premiums. You might not have the potential to pay the premium amount. Insurance exists to secure your life and not to put you in danger. This is the reason why we ask about your family history. Calculation of the property and assets you own determines your net worth. We at Hyde Park Insurance make this evaluation process easy for you. You can meet almost all the financial obligations with an appropriate insurance plan.